Happy Halloween! Watch for little ghouls and goblins tonight.
Proposition 2 would lower the cap on fees to receive a home equity loan from 3 percent to 2 percent of the original principal amount of the loan. However, the measure would exclude from the cap fees related to appraisal, property survey, title insurance premiums, and title examination. Currently, there is no list of items […]
Equifax, Experian and TransUnion collaborated to create VantageScore to offer more scoring consistency among the bureaus. VantageScore boasts that its 3.0 model can score millions more people than other models by incorporating up to 24 months of past credit activity – including utility and rent payments where available – which could open up more credit […]
With so many ways to calculate credit scores, it’s not uncommon to have multiple different scores at the same time. You could have different scores if a lender doesn’t report to all three credit bureaus or reports updates to them at different times. Some lenders may only report to one or two bureaus (or none […]
We’re looking at credit scores this week with info from our friends at Georgetown Mortgage. Did you know you actually have more than one credit score? The three main credit bureaus – Equifax, Experian and TransUnion – create your credit reports, which credit scoring models like VantageScore and FICO use to come up with a […]
Early voting starts today, so head out to the polls and cast your vote. Every vote counts! Here are the Constitutional Amendments on the 2017 November Ballot House Joint Resolution 21 “The constitutional amendment authorizing the Legislature to provide for an exemption from ad valorem taxation of part of the market value of the residence homestead […]