All posts by Cynthia Wander


Vote Yes For Prop 2

Proposition 2 would lower the cap on fees to receive a home equity loan from 3 percent to 2 percent of the original principal amount of the loan. However, the measure would exclude from the cap fees related to appraisal, property survey, title insurance premiums, and title examination. Currently, there is no list of items […]



Scoring Models – What Is The Difference?

Equifax, Experian and TransUnion collaborated to create VantageScore to offer more scoring consistency among the bureaus. VantageScore boasts that its 3.0 model can score millions more people than other models by incorporating up to 24 months of past credit activity – including utility and rent payments where available – which could open up more credit […]




Early Voting Begins Today!

Early voting starts today, so head out to the polls and cast your vote.  Every vote counts! Here are the Constitutional Amendments on the 2017 November Ballot House Joint Resolution 21 “The constitutional amendment authorizing the Legislature to provide for an exemption from ad valorem taxation of part of the market value of the residence homestead […]