Equifax, Experian and TransUnion collaborated to create VantageScore to offer more scoring consistency among the bureaus. VantageScore boasts that its 3.0 model can score millions more people than other models by incorporating up to 24 months of past credit activity – including utility and rent payments where available – which could open up more credit […]
With so many ways to calculate credit scores, it’s not uncommon to have multiple different scores at the same time. You could have different scores if a lender doesn’t report to all three credit bureaus or reports updates to them at different times. Some lenders may only report to one or two bureaus (or none […]
We’re looking at credit scores this week with info from our friends at Georgetown Mortgage. Did you know you actually have more than one credit score? The three main credit bureaus – Equifax, Experian and TransUnion – create your credit reports, which credit scoring models like VantageScore and FICO use to come up with a […]
How have you changed the past 10 years? Texas buyers today are older, more compromising and buying a more expensive home, according to the Texas report from the National Association of Realtors 2016 Profile of Homebuyers and Sellers. See the full Texas report at http://www.galvestonsales.com/profile-buyers-sellers.php
What is the Hidden Property Tax? You’re hearing a lot of discussion about property taxes, effective tax rates, and how they fit together. But do you know how they affect you as a homeowner? Click here to learn about what happens during the property tax cycle… and why there’s an extra property tax hidden inside.
Buy a little piece of history and become a part of it! From the Houston Chronicle blog April 27, 1990: On this day, the historic Balinese Room on Galveston’s Seawall Boulevard was for sale for a cool $900,000. The front door of the club originally opened in 1942, and through that front door, patrons walked […]